Capital Wizard
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Personal & business finance · one app

Every account, every currency — one honest number.

Capital Wizard pulls your banks, cards, cash, crypto and investments into a single live picture. Net worth, cashflow and what's actually left — personal and business, side by side.

Start free — first month on us See the app
No card requiredFull access for your first monthExport your data anytime
app.capital-wizard.com/dashboard

Multi-currency by default

Hold UAH, USD, EUR and crypto in the same view. Rates applied automatically, no mental math.

Imports that sort themselves

Statement in, categorised transactions out. Your rules learn once and keep applying.

Personal and business spaces

Separate books, one login. Switch context without switching product.

Invite who needs to see

Partner, accountant, co-founder — each with their own access to the spaces you choose.

Live preview

The actual app, running right here.

Not a screenshot tour. Pick a screen, pick a device, and see exactly what you get on day one.

app.capital-wizard.com/dashboard

Dashboard & net worth

One number you can actually trust.

Every account you own rolls into a single net-worth figure — converted, deduplicated and dated. Widgets are yours to arrange: cashflow, goals, P&L, spend by bucket.

  • Liquidity split so you know what's spendable today.
  • Month-over-month delta on every widget.
  • Build a second dashboard for the business.

Statement import

Statements arrive already sorted.

Connect a source once — bank feed, brokerage, CSV, API or the Telegram bot — and transactions land categorised, deduplicated and matched to the right account.

  • Rules you write once, applied forever.
  • Duplicate detection across overlapping exports.
  • Review queue for anything ambiguous.

Investments

Your portfolio, in context.

Brokerage, ETFs, funds and crypto sit next to your current account — because "am I doing well?" is a question about all of it, not one tab.

  • Cost basis, unrealised P&L and weight per holding.
  • Allocation by asset class and currency.
  • Dividends and fees counted as cashflow.

Banks & brokerages

Connect it once. It keeps itself current.

Paste your credentials once and the feed runs itself — PrivatBank, monobank, Wise, Interactive Brokers, Binance. Balances, trades and fees land in the right currency without a download in sight.

  • Banks and brokerages side by side, same ledger.
  • Credentials stay in your space — never shared.
  • No connector for your institution? Drop the statement.

People & companies

Who owes whom, finally settled.

Every counterparty gets a running balance — the client who pays late, the friend you covered dinner for, the contractor on retainer.

  • Receivables and payables in one ledger.
  • Companies keep their own record — with the people inside them.
  • Notes and history attached to the person, not the row.
What’s inside 01 / 05
Scroll on for pricing

Pricing

A month free. Then a few dollars.

One plan with every feature in it. You pay for the spaces you keep and the people you invite — nothing else.

First month

$0

Full access, every feature, no card required. When the month is up you decide — nothing is charged automatically.

Your personal spaceUnlimited accounts, transactions and history$5 / mo
Each additional spaceA company, a second household, a project's books+$2 / mo
Each person you invitePartner, co-founder, accountant — their own login+$1 / mo

What would that cost you?

Spaces1
People invited0
Per month, after the first month$5/mo

Month 1 · $0

Start free

Getting your data in

However your money is recorded, it fits.

Six ways in. Start with a spreadsheet drag-and-drop today, wire up the API when you're ready.

Bank statements

Drop a CSV, XLS or PDF export from your bank. Columns are mapped once and remembered per bank.

Scheduled sync

Point a source at a folder or mailbox and let new statements import themselves on a schedule.

Telegram quick-add

"−340 coffee" in a chat. It lands in the right account, in the right currency, in two seconds.

Open API & webhooks

Push transactions from your CRM or shop, pull balances into whatever dashboard you already run.

Spreadsheet migration

Bring years of history across in one pass — we keep your categories and your dates.

Manual, made fast

Keyboard-first entry with recent payees, split amounts and templates for the ones you repeat.

Two ways in

Same app, whichever hat you're wearing.

For you and your household

Know your number, not just your balance.

  • Net worth over time — savings, property, pension and crypto in one line.
  • Shared with a partner — one space, two logins, no forwarded screenshots.
  • Goals with a date — down payment, emergency fund, the sabbatical.
  • Money lent out — tracked as an asset, not a vague memory.
Start a personal space
For founders and small teams

Management accounting without the accountant.

  • Cashflow and P&L — by month, project or direction.
  • Receivables — who's late, how late, how much.
  • Separate books — a space per company, consolidated when you need it.
  • Give your accountant access — to exactly one space, read-only.
Start a business space

Security

Your numbers are yours. That's the whole policy.

We built the boring parts first, because financial data is the kind you only get to lose once.

Encrypted end to end at rest

TLS in transit, AES-256 for stored credentials and tokens, hashed passwords with modern parameters.

Read-only by design

Imports read your statements. Capital Wizard never holds a credential that can move your money.

Per-space access control

Invite someone to one space and one space only. Revoke in a click, with the history intact.

Audit trail

Every edit, import and correction is logged with who and when — including your own.

Export whenever

Full CSV and JSON export of everything you've put in. No lock-in, no export fee, no negotiation.

No data resale

Your transactions are never sold, shared or used to train anything. There is no second business model.

iOS, with Android next

The whole picture, in a pocket.

Same data, same spaces, same currencies. Log an expense while you still remember what it was for.

Download on theApp Store Get it onGoogle Play

Morning

Yesterday's cash spend entered in 30 seconds, before it's gone from memory.

In a meeting

Client asks where the project stands. You already have the number.

Evening

Check what actually came in today without opening a laptop.

Questions

The things people ask first.

Is my banking data safe?

Data is encrypted in transit and at rest, and imports are read-only — we never hold credentials that could move money. You can export everything and delete your account at any time, and deletion means deletion. The long version is on the security page.

What exactly is a "space"?

A space is one set of books: its own accounts, categories, currencies and people. Most users run a personal space and a business space. They stay separate unless you deliberately consolidate them.

Which banks can I import from?

Any bank that lets you export a statement — CSV, XLS or PDF. Column mapping is set once per bank and reused. For anything else there's the open API, webhooks and the Telegram bot.

Can I use it for both personal and business money?

That's the point. One login, separate spaces, and a switcher in the sidebar. Personal net worth stays out of the company P&L unless you ask for a combined view.

What happens after the free month?

Nothing automatic. We'll ask. If you continue it's $5/month for your personal space, $2 for each extra space and $1 for each person you've invited — the full breakdown is on the pricing page. If you don't, your data stays exportable.

Do you support multiple currencies?

Every account holds its own currency; totals are converted with stored historical rates so last year's numbers don't change when today's rate moves.

One month, no card

Find out where the money actually goes.

Set up a space, import a statement, and have your first real picture inside an evening.

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1 month free · no card Start free